The SBA "Death March" is a lethal, 3-part tax. 1. You pay an $8,000 "Time Tax" just to wait in line. 2. You're forced into an "Interest Rate Gamble" (one "Amateur" saw his 6.50% rate jump 42.3% to 9.25%). 3. The punchline? A Chase banker told us 95% of applicants get denied anyway. You're not a borrower. You're a victim of the process. Stop waiting in line.