In 2026, "Safety" is not free. It is the most expensive subscription service you are paying for. 💸 You think doing nothing costs $0? Wrong. You are standing on a moving walkway going backward. Energy is up 7.7%. Wages are flat. If you wait another year to start, you aren't saving money—you are paying a $72,000 "Safety Tax" for the privilege of being bored. 📉 Stop negotiating with your potential. The bill is due. Do the math. 🧮